Wednesday, 29 June 2016

Micro-transactions of information

One change in traditional business forced by the on-line information business is the creation of a new transaction category called small-fee transactions for micro services

The customer by giving some information away for free and provide information bundles that cover the transaction overhead.

The growth of small-money transfers could foster a boom in other complementary information services

The complexity is also increased in micro services when an activity named, re-verification is entered.

It means checking on the validity of the transaction after it has been approved

Desirable Characteristics of an Electronic marketplace
Critical mass of Buyers and sellers: To get critical mass, use electronic mechanisms
Opportunity for independent evaluations and for customer dialogue and discussion: Users not only buy and sell products, they compare notes on who has the best products and whose prices are outrageous
Negotiation and bargaining: Buyers and sellers need to able to haggle over conditions of mutual satisfaction, money, terms & conditions, delivery dates & evaluation criteria
New products and services: Electronic marketplace is only support full information about new services
Seamless interface: The trading is having pieces work together so that information can flow seamlessly
Resource for disgruntled buyers: It provide for resolving disagreements by returning the product.

Mercantile Process models
Mercantile processes define interaction models between consumers and merchants for on-line commerce

Mercantile Models From The Consumer's Perspective
(i) Pre-purchase preparation
         (a) The consumer information search process.
         (b) The Organizational search process.
         (c) Consumer search experiences.
        (d) Information brokers & brokerages.
(ii) Purchase consummation.
       (a) Mercantile process using digital cash.
       (b) Mercantile transaction using credit cards.
       (c) Costs of electronic purchasing.
(iii) Post purchase interaction.

Mercantile Models From The Consumer's Perspective

The pre-purchase preparation phase include search and discovery for a set of products to meet customer requirements

The purchase consummation phase include mercantile protocols

The post-purchase interaction phase includes customer service & support


Pre-purchase Preparation
The purchase is done by the buyers, so consumers can be categorized into 3 types
Impulsive buyers, who purchase products quickly
Patient buyers, purchase products after making some comparisons
Analytical buyers, who do substantial research before making decision to purchase              
Products.


Marketing researches have several types of purchasing:
Specifically planned purchases
Generally planned purchases
Reminder purchase
Entirely unplanned purchases


The consumer information search process
Information search is defined as the degree of care, perception,& effort directed toward obtaining data or information related to the decision problem

The Organizational search process
Organizational search can be viewed as a process through which an organization adapts to such changes in its external environment as new suppliers, products, & services.

Consumer Search Experiences
The distinction between carrying out a shopping activity “to achieve a goal” (utilitarian) as opposed to doing it because “ u love it” (hedonic).

Information Brokers and Brokerages
To facilitate better consumer and organizational search, intermediaries called information brokers or brokerages
Information brokerages are needed for 3 reasons: Comparison shopping, reduced search costs, and integration

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